DSCR LOANS
Maximize Your Investment Potential with Tailored DSCR Loans
Unlock Your Investment Potential with DSCR Loans
Our DSCR Loans are designed specifically for income generating properties. With options that simplify the approval process by focusing on rental income rather than your personal income, these loans empower you to expand your portfolio efficiently.
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Key Features
Loan Range
$100,000 to $3,500,000
Maximum LTV
Up to 85% based on DSCR and credit score
Flexible Term Options
Choose 30 year fixed, 15 year fixed or interest
3 Reasons to choose DSCR Loan
1
Income Based Approval
Based on property income, not personal financials.
2
Diverse & Flexible
Customizable to meet your investment needs.
3
High Loan Amounts
Finance up to $3,000,000
Who can benefit?
Real estate investors
Portfolio managers
Complex financial situation
Check Eligibility
Investor Type: Open to real estate investors seeking financing for income-generating rental properties, including single-family and multi-family units.
Debt Service Coverage Ratio (DSCR): The property must meet a minimum DSCR requirement, typically around 1.0 or higher, indicating that rental income can sufficiently cover debt obligations.
Property Income-Based Approval: Eligibility is determined primarily by the property’s income, making this ideal for investors with non-traditional or complex personal financials.
Credit Score: A minimum credit score, often around 620, is recommended for approval, though specific requirements may vary.
Loan Amount: Minimum loan size of $100,000, with financing available up to $3,500,000, depending on property value and DSCR.
Loan-to-Value (LTV): Typically up to 85%, based on property income potential and borrower’s creditworthiness.
Property Type: Must be an income-producing rental property; non-owner-occupied residential or commercial properties may qualify.
Don't worry, we can help!
3 Step Process
Apply Online
Start your journey with a quick and easy online application. Provide essential details about your investment, and our team will review your request.
Get Approved
Once we’ve reviewed your application, you’ll receive a fast decision tailored to your project’s unique needs. Our approval process ensures you can move forward confidently.
Receive Funds
Upon approval, funds are disbursed directly to you, ready for immediate use. With Maxxus Mortgages, you get fast, reliable funding to bring your investment plans to life.
Are you ready?
FAQS
What types of financing do you offer for real estate investors?
Maxxus Mortgages offers a variety of financing solutions, including Fix & Flip loans, Ground-Up Construction loans, Bridge loans, Single Property Rental loans, and Rental Portfolio loans. Each is designed to meet specific investment needs, from property renovation to large-scale project funding.
How quickly can I secure funding for my real estate project?
We pride ourselves on fast and efficient loan processing. Depending on the type of loan, approvals and funding can be completed in as little as 7-10 days, allowing you to move forward with your investment plans promptly.
What makes Maxxus Mortgages different from traditional lenders?
Unlike traditional banks, Maxxus Mortgages offers flexible loan programs tailored to the needs of real estate investors. Our quick approvals, competitive rates, and personalized service ensure that you have the right support to seize opportunities and maximize your returns.
