Single Property Rental Loans
Stable Financing for Steady Rental Income.
Secure Financing for Steady Income
Looking to finance or refinance a single rental property? Maxxus Mortgages offers tailored solutions designed to support your rental income goals. With flexible terms and competitive rates, we make it easy to secure or optimize financing, ensuring a steady and reliable return on your investment. Let us help you build wealth with confidence, one property at a time.
Key Features
High Loan
Range
Access financing from $75,000 to $2,500,000, providing flexibility for both small and large rental investments.
Rental Incomebased Approval
Qualification is focused on property rental income, making it ideal for investors with diverse income sources.
Customizable Loan Terms
Choose from fixed or adjustable-rate mortgages designed to support long-term income and maximize cash flow.
3 Reasons to choose Single Property
Rental Loan
1
Income Focused Approval
Approval based on rental income rather than personal income, making it easier to qualify and allowing the property to support its own financing.
2
Flexible Loan Options
Choose from fixed or adjustable rates and loan terms that best align with your investment goals, offering stability or adaptability for changing markets.
3
Competitive Loan Limits
Financing up to $2.5 million accommodates a wide range of rental property investments, giving you the flexibility to expand or optimize your portfolio.
Who can benefit?
Individual Investors
Property Managers
Small Business Owners
Check Eligibility
Applicant Type: Open to individual investors, LLCs, partnerships, and corporations seeking to finance or refinance a rental property.
Property Type: Must be a non-owner-occupied, income-generating property, including single-family homes, condos, or other residential rental properties.
Rental Income Requirements: Property must demonstrate sufficient rental income to cover loan payments, typically measured by a minimum Debt Service Coverage Ratio (DSCR) of 1.0 or higher.
Credit Score: Minimum credit score requirement, generally around 620, though specific requirements may vary based on the loan terms and property income.
Loan Amount: Available for amounts ranging from $75,000 to $2,500,000, based on property value and rental income potential.
Loan-to-Value (LTV) Ratio: Up to 80% LTV, depending on property income and borrower’s creditworthiness.
Don't worry, we can help!
3 Step Process
Apply Online
Start your journey with a quick and easy online application. Provide essential details about your investment, and our team will review your request.
Get Approved
Once we’ve reviewed your application, you’ll receive a fast decision tailored to your project’s unique needs. Our approval process ensures you can move forward confidently.
Receive Funds
Upon approval, funds are disbursed directly to you, ready for immediate use. With Maxxus Mortgages, you get fast, reliable funding to bring your investment plans to life.
Are you ready?
FAQS
What types of financing do you offer for real estate investors?
Maxxus Mortgages offers a variety of financing solutions, including Fix & Flip loans, Ground-Up Construction loans, Bridge loans, Single Property Rental loans, and Rental Portfolio loans. Each is designed to meet specific investment needs, from property renovation to large-scale project funding.
How quickly can I secure funding for my real estate project?
We pride ourselves on fast and efficient loan processing. Depending on the type of loan, approvals and funding can be completed in as little as 7-10 days, allowing you to move forward with your investment plans promptly.
What makes Maxxus Mortgages different from traditional lenders?
Unlike traditional banks, Maxxus Mortgages offers flexible loan programs tailored to the needs of real estate investors. Our quick approvals, competitive rates, and personalized service ensure that you have the right support to seize opportunities and maximize your returns.
